It’s not like it was my only credit card, if it was they wouldn’t have closed it, but it seems that Chase decided that since I haven’t used this particular card in over 2 years they were going to close it. It’s not really a huge deal, I know youre credit scores are affected by how much credit you have available and probably how far back you’ve had good credit, so that part kinda sucks. But over the past year or so Chase has been moving my credit limit away from that card and onto my other cards, so my overall credit limit hasn’t changed too much by this card closing. So just a warning to those of you out there that just keep cards open for the credit limit on your credit report, use them at least once a year just so the bank knows you still use it and they don’t close it on you.
The short version
It's not like it was my only credit card, if it was they wouldn't have closed it, but it seems that Chase decided that since I haven't used…
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1 min read
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account
account closed
chase
chase bank
closing accounts
credit
credit card
credit report
credit score
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